At Neem, in collaboration with our strategic airtime lending partner Airvantage, we have joined forces with Ufone 4G, a leading telecom provider in Pakistan. Together, we are set to introduce an innovative initiative within Pakistan's ever-evolving telecommunications industry. Both Neem and Airvantage are portfolio companies of the South African investment group, DNI Group.

Our cutting-edge embedded financial technology, combined with Airvantage's globally proven expertise in airtime lending, ensures that Ufone customers can stay connected with uninterrupted services. This tripartite collaboration has culminated into Ufone’s latest airtime lending product called UAdvance, and underscores our joint commitment to providing innovative financial wellness solutions that make mobile communication more accessible.

The UAdvance promise of impact

In today's fast-paced world, staying connected is not a luxury; it's a necessity, and Ufone understands this. To that end, Airtime lending services such as UAdvance hold great ability to enable uninterrupted communications at all times, ensuring users always stay within reach.

Ufone customers who have used over 150 PKR of credit will become eligible for an advance credit when their balance falls below PKR 11.95. In such a situation, a quick, hassle-free solution awaits. Customers will receive an advance of PKR 40, allowing them to continue making calls and sending messages without any interruption. The convenience doesn't end there; UAdvance is also built with user-friendliness in mind.

On the customer's next recharge, the advanced credit of PKR 40 will be repaid, along with a nominal fee of Rs. 12 (including tax). This means that not only will users have access to the credit they need, but they’ll also be able to settle the advanced amount with minimal additional cost. It's a win-win situation for Ufone users who will now have greater control over their connectivity.

Where financial wellness meets cellular connectivity

As the telecom landscape continues to evolve, Airvantage, enabled by Neem towards a comprehensive financial wellness vision, remains committed to helping Mobile Network Operators (MNOs) drive innovation by expanding their service offerings and enhancing the lives of mobile users. With UAdvance as a testament to our dedication, we continuously strive to develop tailored services and products that cater to the ever-changing needs of the digital era.

UAdvance, in particular, is an embodiment of this commitment. It is more than just an airtime lending service; it's a solution that addresses a critical need among mobile users in Pakistan. The partnership between Neem, Airvantage, and Ufone goes beyond business; it's a mission to ensure that people can always stay connected, no matter their circumstances.

Airvantage brings with it rich experience and expertise in emerging markets. They support over 250 million transactions per month and have disbursed billion of dollars in loans across four continents. They serve leading mobile network operators like Vodacom and MTC in markets like Namibia and South Africa.

In conclusion, the collaboration between Neem, Airvantage and Ufone has brought about a transformative product, UAdvance, that will make a real difference in the lives of Ufone customers. With its user-friendly approach, accessibility, and cost-effectiveness, UAdvance is set to redefine how mobile credit lending works in Pakistan. This partnership is more than just business; it's a commitment to keeping Pakistan connected.

Are you an MNO looking to enhance your service offerings and empower your customers with airtime lending solutions? Connect with us, and together, lets explore tailored solutions that will drive innovation, elevate the user experience, and transform the way you connect with your customers.

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