Accept payments, send payouts, automate settlements and orchestrate complex transactions through ledgers on Pakistan's most reliable financial rails.
.png)
April 28, 2025
Simplifies online payments for businesses in Pakistan with easy integration, multiple methods, and fast onboarding
March 12, 2025
Announcing our no-code solution - Shopify plugin - enabling e-commerce businesses in Pakistan accept online payments.
.png)
November 5, 2024
Neem secures $4 million credit facility in funding form DNI Group to scale our earned wage access solution across Pakistan.
October 16, 2024
Launching Neem Paymenow to address the financial struggles of the salaried segment in Pakistan with debt-free access to their earned wages.
.png)
September 20, 2023
Our payments infrastructure empowers digital businesses to embed payment products such as accounts, cards and more.
%20(1).png)
August 19, 2023
Discover the essentials of implementing ESOPs and building a culture of shared ownership with our comprehensive guide.
.png)
August 5, 2023
The partnership involves significant investment by the DNI Group into Neem, as well as strong product-led synergies.
.png)
August 5, 2023
While creating Pakistan's first embedded finance platform, we felt our brand identity fell short, so we embarked on a rebranding journey.
Trusted by leading businesses across multiple industries in Pakistan
Run your entire financial ecosystem without the manual work. Store balances, disburse funds, automate settlements, and reconcile every transaction across your ecosystem with full control over how money moves at every step.
.png)
Create ledgers for all stakeholders in your platform. Consolidate collections, refunds, payouts, and transfers through one unified infrastructure that keeps funds circulating within your ecosystem.
Configure ledgers with rules, limits, and permissions tailored to each user type. Define exactly how funds are held, moved, and released, no manual tracking, no disconnected processes.
Set the rules for how money moves across your ecosystem. Control fund allocation, release triggers, and spending restrictions per ledger account without engineering work every time something changes.
Every transaction, settlement, and refund reconciled automatically in one place. Close your books faster and disburse to your entire network without the manual overhead.
Give your merchants, agents, or employees a branded app to access their earnings, view their balance, and manage their funds powered by Neem's infrastructure, built under your brand.
Built on regulated NBFC infrastructure with full AML, KYC, and PCI DSS compliance. Multi-factor authentication, role-based access control, and ongoing risk assessments ensure platform and user security.
Everything your business needs to accept and manage payments with optimised checkout, flexible integration options, and priority support.
Offer every way to pay; cards, bank accounts, mobile wallets, Raast, 1Bill and more all through a single integration. Fast, flexible, and built for convenience.
Let customers pay in seconds. Autofill details, securely save cards, and complete payments.
Get paid by customers worldwide with quicker settlements. Accept debit and credit cards.
Stay on top of every transaction with real-time reporting. Track payments, monitor settlements, and reconcile faster, all in one dashboard.
Coming soon
Make checkout yours. Tailor the design to reflect your brand and create a seamless customer experience.
Coming soon
Get your money faster. Receive customer payments instantly, pay vendors on time, and keep your cash flow moving.
No code
Shopify available
Integrate our ready-made plugins for popular e-commerce platforms including Shopify, WooCommerce, and more.
Low code
Create payment links in minutes via our business dashboard and share them via email, SMS, QR code, or social media. The fastest way to sell without a website or app.
No code
Accept payments anywhere with QR codes. Let customers pay in-person or online by scanning your branded QR code for a seamless experience.
No code
Embed our pre-built checkout directly into your website or app. Designed to support any digital business or tech stack, from startups to enterprises.
High code
Create a fully branded payment experience within your platform while Neem processes payments securely in the background through seamless API integration.
Whether you need to pay your merchants, vendors, employees, or refund your customers, you can disburse funds directly to their bank accounts in real-time with our powerful disbursement ledger and APIs.
Make single payouts or bulk payouts instantly. Upload payment lists, verify recipient details, and execute mass payouts with a single click for maximum efficiency.
Control every transaction with customisable approval workflows. Maintain oversight of cash flow while ensuring the right stakeholders review and approve payments before processing.
Coming soon
Schedule payouts in advance to ensure timely delivery every time. Automate recurring vendor payments, salaries, and subscription refunds without manual intervention.
Monitor payout status instantly through our business dashboard. Get instant notifications when payments are processed, delivered, or require attention.
Monitor transaction volumes, success rates, and payment flows through intuitive dashboards. Track payment status and resolve issues efficiently from one centralised location.
Access all available financial products, invite team members to collaborate, manage your billing, and handle other operations directly through our business dashboard.
All transactions are automatically ledgered in our dashboard, giving you a single place to access it while making settlement and reconciliation a breeze.
Make bulk disbursements of funds to your users, vendors and other stakeholders in their bank accounts realtime with our powerful APIs.
Your business and customer data deserve the highest protection. Neem manages all security, compliance, and risk requirements while meeting international standards and full Pakistani regulatory compliance.
Licensed NBFC under SECP regulation with full compliance oversight. Our banking services are powered partnerships with leading Pakistani banks.
Full Payment Card Industry Data Security Standard compliance with bank-grade encryption, secure data transmission, and comprehensive cardholder data protection.
Real-time transaction monitoring, risk assessment algorithms, and multi-layered security protocols to detect and prevent fraudulent activities before they impact your business.
Neem is part of the State Bank of Pakistan’s regulatory sandbox to test open banking capabilities, enabling secure data sharing and interoperable payment flows under regulatory oversight.
Whether you're scaling at high volume, have complex integration needs, or want to explore custom pricing, we’re ready to help.
Follow us
Follow us
Neem is a fully licensed Non-Banking Finance Company (NBFC) by Securities and Exchange Commission of Pakistan to carry out and undertake Investment Finance Services (IFS). Neem’s banking services are powered by Branchless Banking partnership with Banks in Pakistan. NBFC License No. SECP/LRD/75/NEPL/2022/54
.png)
.png)
.png)
.png)
.png)
