Enable financial wellness for your employees

Empower your employees with responsible earned wage access solution to ensure their financial freedom, everyday needs and plans for the future.

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Offer your employees a debt-free safety net for life’s surprises

Employees often resort to high-interest bank loans, expensive credit cards and borrowing money from friends and family between pay-checks due to unexpected expenses.

With Neem Paymenow, you can offer a debt-free solution to your team: responsible access to already-earned wages when they need it most.

Book a demo to learn more

An easy solution to roll out at zero cost

From implementation to launch, and beyond – our solution is completely free to offer.

Zero running cost, zero-risk operations, free to implement

It is a voluntary benefit and we fund 100% of the cash. You have nothing to lose.

Hassle free integration with your payroll

A plug and play solution that can easily integrate with any payroll and HR systems.

No change to cash flow or payroll cycle

Advances are not funded by your working capital and are underwritten by Neem Paymenow.

Employee benefit that sets you apart

Empower your team with our debt-free solution and witness happier, more resilient employees with a brighter financial future.

Keep employees productive

Knowing they can get paid before payday improves motivation and productivity and help manage unexpected expenses.

Retain employees longer

Save on hiring and onboarding costs by making sure the financial needs of employees are met.

Enable employees to spend responsibly

Earned salary is not a loan so the employee cannot overspend and only have to pay a fixed nominal fee.

Ready to enable financial wellness for your employees?

Book a demo

What can employees do with Neem Paymenow

Access their earned salary 24/7

When the next emergency comes around, employees can instantly cash out their earned salary instead of having to rely on loans and other risky credit options.

Localised language support

The app is available in English and Roman Urdu, ensuring employees can easily access all features, from salary cash out to financial education, enhancing user experience and accessibility.

Learn how to manage their finances

Employees get access to free in-app gamified financial education and planning resources, to learn the skills they need to stay afloat financially.

Access to meaningful value added services

Employees also get access to value added services including in-app bill payments, debit card and in-app bank account opening  - all designed with aim to support them on their financial journey.

Manage everything with an intuitive employer portal

Our user-friendly employer portal enables you to onboard employees, manage their access, track usage patterns, view comprehensive reports, and access more data in real-time.

Manage employees

Seamless integration with existing payroll systems to manage employee data, set salaries, automate payslips, and control advance limits.

Real-time analytics

Stay ahead with real-time analytics and KPIs. Monitor Neem Paymenow usage, track performance trends, and make data-driven decisions instantly.

Reporting & reconciliation

Access detailed monthly financial & performance reports for payroll reconciliation ensuring accuracy and compliance with ease.

People and infrastructure you can trust

We take care of all the necessary regulatory requirements and manage sensitive financial data to ensure fully compliant platform and operations.

Shariah-compliant

We provide Shariah-compliant earned wage solution, reflecting our commitment to transparency, ethics, and accessibility. Please click here to view the certificate.

GDPR compliance & ISO 27001 certified

We ensure GDPR compliance, giving employers full data control, transparency, and internationally certified on information security.

Reach out today so we can make earned wage access part of your competitive advantage.

Book a demo

We have your back to help you launch faster

We make it easier for businesses of any size to launch their earned access solution faster with little to no added work for payroll teams.

Dedicated implementation team

Our partner success team handles everything for you, from compliance to technical integrations for successful roll-out.

Client & customer support

All employee support is handled directly through us, no additional support from your team is needed.

Marketing activation support

Everything you need to onboard, launch and promote your EWA program, including product demos, marketing assets and more.

Get Neem Paymenow for your business for FREE

Frequently asked questions

Find answers to commonly asked questions from operations, HR and leadership teams about offering.

What is Earned Wage Access (EWA)?

Earned Wage Access (EWA), also popularly known as on-demand pay, is a way to provide people with access to their own wages soon after they earn them, rather than waiting for their employer to pay them 2 to 4 weeks later.

Is Neem Paymenow a loan?

Any cash out you receive via Neem Paymenow is not a loan. It is simply access to money you have already earned

Is Neem Paymenow Shariah-compliant?

Yes, Neem Paymenow is fully Shariah-compliant. Please click here to view the certificate.

Do I need to sign a long-term contract with Neem Paymenow?

We do not lock our employer partners into any long-term contracts and can turn off access to our services with a simple 30-day notice.

What does Neem Paymenow cost my business?

Neem Paymenow is 100% FREE for employers and can be fully integrated with your current HR workflow and systems, so there is no need for any process change.

Will I need to provide extra support to teach my team?

We provide comprehensive training and materials, including in-person and live sessions and online and print tutorials, to ensure your employees fully understand how to utilise Neem Paymenow.

WiIl Neem Paymenow impact my payroll process?

We do not impact your company’s current payroll process at all; we work in coordination with your current schedule and workflow.

Who is in control of the company and employee data?

The owner and controller of the data are the company and each individual employee. Neem Paymenow is only the processor of the data. The company or employee may request deletion of the data at any point in time.

Have more questions? We’ve got answers.