At Neem, we believe financial wellness should be accessible to everyone—especially those who work tirelessly to protect businesses, institutions, and communities. That’s why we’re excited to announce our partnership with Wackenhut - Pakistan’s leading cash-in-transit (CIT) vehicle provider for banking and other financial institutions. With this partnership, we are enabling access to earned wages for their 2,500 security guards workforce nationwide.

Security guards operating cash-in-transit vehicles often work long shifts, ensuring the safe handling and transportation of cash for banking institutions. Many of them rely on monthly salaries to cover essential expenses, often resorting to borrowing from informal sources to bridge financial gaps. With Neem Paymenow, they can now access a portion of their earned salary before payday—responsibly and aligned with Shariah principles—without falling into the cycle of high-interest debt or the need to borrow money from friends and relatives. 

Scaling from pilot to nationwide deployment

We kicked off this collaboration with a targeted pilot program, providing earned wage access to select Wackenhut employees. The pilot demonstrated clear benefits for participating security guards, validating our approach to financial wellness. Based on these positive results, we are now scaling access to the company’s entire workforce—a significant step toward our mission of providing dignified financial wellness to frontline workers.

On-ground support and training for security guards 

While technology can be a powerful enabler, many blue-collar workers have low-tech affinity and are unfamiliar with using digital finance apps. At Neem, we don’t just offer a solution—we ensure that employees can use it with confidence. As part of our collaboration, we conducted comprehensive on-ground training sessions tailored to the needs of security guards, using simple, step-by-step guidance in their local languages. These trainings cover everything from initial app registration to withdrawing their earned wages, ensuring employees can confidently use the solution. Our field training sessions have already driven strong user adoption and satisfaction.

Fostering financial resilience through education

Neem Paymenow isn’t just about early salary access; it’s about fostering financial wellness and resilience. Our approach ensures that employees use the service responsibly, with built-in limits and transparency that prevent over-reliance. To promote long-term financial wellness, our app includes gamified financial education modules—mini-courses on key topics such as savings, budgeting, and fraud awareness. These modules empower security guards with the knowledge to manage their finances effectively, while also incentivising them with access to a higher portion of their earned salary as they complete financial literacy modules.

By enabling earned wage access for Wackenhut’s workforce, we are turning financial flexibility into a reality for thousands of security guards across Pakistan. And this is just the beginning. Neem is committed to expanding Neem Paymenow nationwide, focusing on essential sectors like retail, healthcare, security, manufacturing, and logistics—industries that employ a high number of frontline workforce who often face financial strain between paydays with limited financial tools available to assist.

Neem Paymenow is already embedded in the employee benefits programs of leading organizations like TCS, Sana Safinaz, Union Fabrics, and more—demonstrating the tangible impact of earned wage access on both businesses and their employees’ financial well-being. Together, we’re making it easier for millions of salaried workers in Pakistan to achieve financial stability with dignity.

👉 Enable financial wellness for your workforce—at no cost!‍

Get in touch with our team today to learn how Neem Paymenow can enhance employee retention and provide financial flexibility for your workforce. https://www.neem.io/neem-paymenow